Agent Credit enables AI agents to access credit lines through Aave's credit delegation system, allowing them to borrow funds autonomously while the debt accrues on the user's position. Users maintain full control by specifying which assets agents can borrow, setting borrowing limits, and retaining the ability to revoke access at any time. The system works on Aave V2 and V3 protocols and is preconfigured for Base, Ethereum, Polygon, and Arbitrum networks.

Key features include credit delegation approval management, borrowing and repayment scripts, safety checks before each transaction, and compatibility with various agent frameworks. The system provides per-transaction caps, delegation allowance verification, health factor monitoring, and gas balance checks. It integrates with OpenClaw as an installable skill and works with Claude Code scripts, functioning anywhere with a shell environment.

The credit delegation system separates borrowing power from delegation approval, where borrowing capacity comes from the user's holistic collateral position while delegation approvals are isolated per debt token. Users approve specific assets and amounts through Aave's VariableDebtToken contracts, and agents can only borrow what has been explicitly authorized.

Benefits include enabling self-funding agents, autonomous dollar-cost averaging, gas self-sufficiency, on-demand liquidity access, and borrow-swap combinations. Use cases involve agents borrowing stablecoins for operations, periodic ETH acquisitions, gas fee coverage, and capital access exactly when needed without idle funds.

The product targets AI agent developers and users working with frameworks like OpenClaw and Claude Code, particularly those in the Web3 and cryptocurrency space who want to enable autonomous financial operations for their agents while maintaining security controls.